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Fountain Hills Homes
For those looking to purchase a Fountain home that may have had a financial hardship in the past, an opportunity to purchase a home may be right at your fingertips. Seasoning requirements/waiting period for qualifying for a loan are as stated below: Short Sale: FHA- 3 years VA- 2 years- 4 years depending on loan amounts Conventional – 4 years, 2 years with documented extenuating circumstances […]
What is the foreclosure process with Fountain Hills Arizona real estate and how long does it take? Unlike some states the foreclosure process is not done through the courts. Arizona primarily is a title theory state which means the property title remains in a trust account until full payment is made on the loan. This is usually held by a third party such as an […]
Strategic default has come down to an ethical question for some homeowners. Do you stay and continuing paying on a home that you owe more money on than it is worth or do you walk away? From a moral standpoint you are committed to pay back the loan, and you are financially obligated. Lenders may be able to pursue you in court in what’s known as […]
So you want a deal? Buying a foreclosurecan get you a home at a good price but it may not be as cut and dry as you think. The banks are not very flexible and if you think you can lowball, think again. Here are a questions I am often asked when buying a foreclosure: How Much Will the Bank Accept? There is a lot […]
With so many foreclosures entering the real estate market, potential buyers feel that getting a Fountain Hills foreclosed home is a great bargain, but buying a foreclosed home isn’t without it’s risks. Research the pro and cons to see if you are a good candidate. There are several determining factors to consider before you make the leap. Are You a First Time Buyer? If you are […]
